The Card Payments Industry is Facing a Pivotal Shift.
One notable trend is the rise of virtual cards, enabling customers to store and utilize their cards digitally on their mobile devices, eliminating the need for physical cards and streamlining the digital wallet experience.
Another trend is the rise of embedded finance, which seamlessly integrates payment capabilities into various devices and applications, empowering customers to make payments directly from smartphones, laptops, and other devices, bypassing the reliance on physical payment cards or conventional payment instruments through peer-to-peer (P2P) platforms.
In 2022, nearly a quarter of the world’s population was unbanked, a challenge emerging markets are rapidly addressing through financial innovation. These areas are pioneering in introducing microfinance, remittance technologies, and mobile money services, supported by an active fintech startup landscape. This shift towards financial inclusion is driven by technological advancements and innovative financial services.
Furthermore, blockchain and decentralised finance (DeFi) are revolutionizing financial services, enhancing security, transparency, and consumer control, while fostering innovation and accessibility in the sector. This synergy is creating a more competitive, efficient, and user-centric financial ecosystem.
The landscape of payment trends is also characterized by the growing prevalence of real-time payment options for consumers, the evolution of directives on open banking, the strengthening of digital identity in securing transactions, and the development of cutting-edge technologies for moving money and digital currencies.
At LKPU, we possess extensive expertise in the payment, banking and digital innovation. We understand the unique challenges faced by card issuers, processors, merchant acquirers, and fintech startups in today’s rapidly evolving market.
Our team is dedicated to providing innovative solutions and services that empower our clients to remain competitive in the industry. We work closely with each client to understand their specific needs and customize our solutions accordingly.
100% of our clients are happy with the results we achieve for them
LKPU Team Ensures Seamless Product Launch Through Integration, Process Optimization, Testing, Compliance, and Enhanced Customer Experience.
Managing Partner
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Strategy development, compliance support, regulatory updates, assessments, audits, training, and industry insights for clients.
Analyzing card portfolios, devising issuing strategies, optimizing account management, monitoring performance, evaluating vendors, and offering training.
Comprehensive support including strategy, continuous compliance, sourcing, exemption management, TRA optimization, implementation, testing, and training.
Analysis, design, strategy, optimization, technology alignment, organizational design, change management, performance measurement.
Tailored strategy, advanced detection systems, transaction monitoring, investigation, authentication, training, mitigation controls, compliance guidance.
Tailored market strategies, cross-selling, roadmap planning, core competency management, innovation support, customer experience enhancement, product controlling, and communication strategies.
We work with ambitious leaders who want to define the future, not hide from it. Together, we achieve extraordinary outcomes.
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